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USDA or Rural Housing Loans

USDA home loans  sometimes call Rural Housing Loan, are loans made for rural areas like the name suggests. The government backs theses loans and makes it so you don’t have to have a down payment – that means 100% financing. Rural areas are defined by the census and has to meet population requirements – less than 25,000 people in a city. There is an income limit that changes by county. Contact a lender for info on if you qualify for a rural housing loan.

Find Utah County Homes That Qualify for Rural Housing Loan

Why do a Rural Housing Loan?

  • No down payment required a.k.a 100% financing
  • Seller can pay your closing costs
  • You can receive gifts for any down payment you want to do

Who Qualifies for a Rural Housing Loan?

Utah Rural housing exclusion map